Did I lose everything in the market? Did my passive income magically vanish? Am I hurting for cash?
No to all of the above, everything is stronger than ever. I did underestimate a few things in working towards and hitting early retirement.
50 hours is a lot of time to fill in your week. 40 hours of work, plus morning routines and commute time to work is a lot of time in your week to fill with other activities. Yes, I did more biking, hiking, travelling, exercise, sleep, and generally things I enjoyed. It was super awesome at first. But when those activities become your new routine, it’s not as much fun. Too much of a good thing maybe.
Since work takes up so much of your time in a week, it’s naturally the easiest place to meet people. Being in a new city, at my age, and not in school anymore, it’s really hard to meet new people. Unfortunately for me, activities I like, such as biking, tends to take place in the morning. I’m not a morning person, so doing that as a group activity is out of the question. Going out during the weekday, during normal business hours, you only tend to run into retirees. You know, the old people ones. People I have met on trips are obviously going to live in a different part of the country. Not having your crew to go to happy hour sucks, and road trips by yourself begin to get boring.
Dating is super easy these days with all the dating apps out there. It’s actually the easiest way to meet someone, when you live in an area where you don’t know anyone. And a ton of people use these apps. Whether it’s worth the time, is debatable.
Now, this is really a first world problem. Meeting someone over dinner, you know the inevitable conversation will lead to “so what do you do for a living?” I struggled real hard with this one. The very first girl I met a year ago, didn’t seem to have an issue with the whole “I busted my butt, invested, and got to a point where I didn’t have to work anymore. So I retired.” I even shared my site with her, just to be completely open. Things went fine for a while, until the unexpected “slow fade” came out of nowhere. I’ve dated a ton since, but never revealed the true profession. I’d say I’m a consultant for oddball retirement situations (which is technically correct), but it wasn’t until I went back to work that I felt comfortable saying what I did. None of it really mattered though. I’ve probably gone on about 15 first dinner dates, 2 dates with the same girl (mainly because she was super attractive-but boring and lacking any chemistry, but I had to double check), and most recently someone I’m genuinely interested in seeing again.
All that to say dating as an early retiree bachelor sucks. You don’t really want to divulge your secret, because you never know someone’s motive is, so you have to be careful.
So What Now…
Initially, I looked for a part time job. Being an adjunct professor didn’t look like it was going to happen. Trying to get a dream part time job working at a state or national park turned up nothing. I thought what about a part time job in a hiking shop or computer store. Honestly, I couldn’t bring myself to wake up and go to a job for those pay rates. So I went to looking at full time work, but nothing over 40 hours. I applied to a few banks. Got interviews with all the major banks, and within a week accepted an offer to be a banker. Turns out when you don’t need to work, you’re apparently really good at job interviews. There is no pressure to land the job. So I spent 6 months in banking. Turns out, I really don’t care for banking (I knew I wouldn’t), so I quite. More on my time as a banker in another post. Well, the craziest things happen when you don’t need to work. About 4 months ago, I was contacted by a company to go back to retirement plan stuff. I ignored it initially, but held on to the contact info. When I pretty much knew I was done with working for a bank, I contacted the other company. You know what…got that job in a week too. It’s crazy really.
Where Am I Heading:
Is this a run at a second career? No, far from it. It’s just a means to an end. I’ll get to work with about 50 other people. Hopefully meet some cool people, go to happy hour, continue dating around and have an answer to the “what do you do for a living?” question. I’ve signed on for one year. We’ll see what happens after that year. If I don’t enjoy it… peace out. If I like it, I may still a little longer, try to push for a part time gig, things like that.
What Surprised Me in Going Back to Work:
The bank absolutely loved me. When I gave my notice, they actually wanted to make accommodations to have me stay. My mind was blown. It got me thinking for a second, just for a second. I really liked the people I worked with, but ultimately I had no passion for the products. It also made me realize, that my previous employer before early retirement really treated me like shit and that I shouldn’t have put up with working there for 13.5 years. They were lucky to have me as an employee and treated me badly. I should have used some of that time to job hop around.
I also realized that EVERY company has tons of red tape you have to cut through. Every company has so many inefficiencies it’s not even funny. If only the execs really knew how much money they could be saving.
Will I work another 10 years. Most likely not. 1 year, probably. After that, who knows, maybe I take another year off, before going back to another job.
It’s been a crazy year and a half.
Follow me on the social medias: