Guest Post: How to Pay Off Your Student Loans Like a Badass

How to Pay Off Your Student Loans Like a Badass

In 2014, the Economist reported that U.S. student debt exceeded $1.2 trillion. This is a lot of money. I was one of those people. Forbes reported in February 2017 that student debt reached $1.3 trillion, and that was without me being part of the equation. I had made extra payments each month and was able to refinance my loans due to successful repayment. My repayment was successful because I took on freelancing gigs and extra jobs that increased my income.

I simply could not listen to the haters and debt shamers. Those who didn’t believe I could pay off my student loan debt quickly couldn’t bring me down. Listening to that nonsense just reinforces the false belief that you can’t do something.

I knew I could, and I did.

Even if you have to find a company that offers student loan repayment assistance, use every resource available to you as long as it isn’t something that is just going to throw you into more debt. You also don’t want something that is going to make the debt hang around longer than it should. You want to pay off that debt and start building your net worth!

Paying off Student Loans IS Possible

Many people get overwhelmed with the thought of paying off their student loans fast. The reason is that the amount owed is overwhelming. When you have tens of thousands of dollars staring you in the face, you naturally are going to feel overwhelmed.

But don’t let it get to you!

Tell yourself that you can do this. You can set a goal and reach it. It has been done, so it can be done. If others have paid off their student loans fast, so can you!

Even if you are in you aren’t in your 20s anymore and you feel that it’s too late to tackle a debt like this, it is never too late. If you’re in your 30s or even your 40s and still dealing with student loan debt, you most likely know how crippling it is.

It’s time to buckle down and tackle it like the badass you are. Here are some ways:

  1. Treat your student loan like a mortgage and increase your payments so you can cut into the principal faster. If your minimum payment is $250 a month, pay $500. If you can afford it, bump it up even more.
  2. Create more income for yourself by taking advantage of every moneymaking opportunity you have time for. Good at writing? Take on a freelance writing gig. Love to take surveys? Do what I did and join a legitimate survey company, like Swagbucks.
  3. Cut back on spending so you can put that money into your student loan debt. Even if you have other debts, there is a good chance your student loan debt is large. You need to get rid of it. Not shopping as much, taking fewer trips, and using coupons at the grocery checkout can make a difference.
  4. Student loan repayment assistance tends to be offered through some employers. It isn’t like tuition reimbursement. This is actually something new that is becoming more popular. The amounts aren’t typically high. You may get between $5,000 and $10,000 in assistance.

With 1 in 3 workers owing student loan debt, it’s not likely the amount will increase much more. Also, the payments are made directly to the lender and they are considered taxable income, but Congress is thinking about making repayment assistance tax-free.

If You’re Still in College

If you’re still in college, it isn’t too early to start paying back your loans. You can talk to the lender and start now so you aren’t stuck with as much debt after graduation. When you graduate and you’re ready to start your career, you don’t want a large chunk of your income going to your student loan lender.

You also don’t want to be like me and make minimum payments for six years before realizing you’re not getting anywhere with it. I buckled down and brought in extra income where I could and tackled the debt as part of my plan to retire by the age of 35.

Getting a head start is possible, even if you’re not making a significant income at the moment.

You CAN Do This!

No matter how old you are, you can do this. You have to tighten the reigns around your finances, but it becomes well worth it when you can live the way you want to live. If you don’t pay down student loan debt as fast as possible, you’re delaying living your life. No one really wants to do that.


As a math teacher by day and personal blogger by night, Jacob is constantly looking at and analyzing numbers. He shares some of his best tips and tricks @DollarDiligence.


Follow me on the social medias:

Readers Comments (24)

  1. Great advice! Throw everything you can at them so you can live free.

  2. how to use tinder , tinder date

  3. cheap ed drugs online ed pills
    ed pills that work

  4. generic cefixime ciplox generic
    trimox tablets

  5. cialis pills how to get cialis samples
    buy cialis online canadian

  6. cialis erection penis can you have multiple orgasms with cialis
    generic cialis coming out

  7. It’s fantastic that you are getting thoughts from this
    article as well as from our argument made at this place.

  8. cost of cialis without insurance: buy cialis online at lowest price – buy cialis doctor

  9. viagra cost per pill viagra cost per pill – price of viagra

  10. viagra online usa viagra cost per pill – viagra cost per pill

  11. Great post. I was checking constantly this blog and I am impressed!
    Extremely helpful info specially the last part 🙂
    I care for such info a lot. I was seeking this certain information for a long time.
    Thank you and best of luck.

  12. Today, I went to the beach front with my kids.
    I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear
    and screamed. There was a hermit crab inside and it pinched her ear.
    She never wants to go back! LoL I know this is completely off topic but I
    had to tell someone!

  13. atlanta gay speed dating
    34 dating a 19 year old gay
    10 gay dating disasters

  14. Highly energetic blog, I liked that bit. Will there be a part 2?

Trackbacks & Pingbacks (135)

  1. free dating sites for ukraine and usa
  2. tadalafil dapoxetine hci tablets
  3. hydroxychloroquine sulfate solubility
  4. is broccoli keto
  5. purchasing ivermectil by mail
  6. how many priligy daily
  7. function of stromectol
  8. ivermectaicilina antibiotic
  9. stromectol for viral infection
  10. generic ivermectin
  11. ivermectin studies in usa
  12. antiparasitic for skin infection stromectol
  13. soolantra 12 uses
  14. ivermectin syrup
  15. ventolin cost uk
  16. stromectol xl
  17. how to get cialis pills
  18. viagra homme
  19. sildenafil prices
  20. ivermectin horse wormer
  21. stromectol how much it cost
  22. buy albuterol online
  23. front line doctors new website
  24. fcccc
  25. flcc email
  26. buy stromectol online uk
  27. stromectol covid
  28. where to buy ivermectin
  29. ivermectin 4 mg
  30. ivermectin cost in usa
  31. ivermectin 400 mg
  32. ivermectin buy online
  33. ivermectin 24 mg
  34. stromectol medicine
  35. ivermectin in india
  36. ivermectin in canada
  37. ivermectin where to buy
  38. ivermectin tablets
  39. frontline doctors ivermectin
  40. stromectol walgreens
  41. order ivermectin
  42. buy ivermectin online
  43. ignition casino deposit
  44. where to get ivermectin
  45. cialis pills
  46. prednisone pill
  47. cialis everyday
  48. online tadalafil
  49. cialis genérico
  50. buy ventolin inhaler asda
  51. provigilcanadian pharmacy
  52. mixing provigil with levitra
  53. ivermectin drug
  54. ivermectin ebay
  55. ivermectin tablets for sale
  56. viagra super force 100mg 60mg pills
  57. what is tadalafil
  58. roman tadalafil
  59. viagra tablet
  60. lasix 500 mg price usa
  61. buy furosimide
  62. buy doxycycline online usa
  63. cialis how to get a prescription
  64. tadalafil krka prix
  65. buy cialis over the counter
  66. where to buy cialis online in canada
  67. how to get cheap sildenafil online
  68. cialis com
  69. prescription tadalafil online
  70. cialis rezeptfrei
  71. buy tadalafil without prescription
  72. ivermectin and india
  73. where can you buy sildenafil pills
  74. generic sildenafil pills online
  75. buy generic cialis online
  76. cialis online prescription uk
  77. what is prednisone 20mg
  78. usos prednisone 20mg
  79. best price for cialis
  80. merck antiviral
  81. where can i buy cialis without a prescription
  82. cialis with dapoxetine
  83. cost of cialis without prescription
  84. ivermectin us fda
  85. sildenafil cvs
  86. steroid side effects
  87. $200 no deposit casino codes
  88. generic cialis tadalafil
  89. sildenafil amazon
  90. best herbal viagra
  91. cialis alternative
  92. myborgata net login
  93. where to buy stromectol
  94. cialis goodrx
  95. ivermectin 0.08
  96. casino real cash no deposit
  97. cost of ivermectin
  98. accutane blood test what results do they get reddit
  99. sildenafil walmart
  100. cialis tablets
  101. cialis price
  102. ivermectin generic
  103. cialis prescription price australia
  104. casino gaming real player
  105. ivermectin trial
  106. tadalafil online no prescription
  107. ivermectin wikipedia
  108. ivermectin generic
  109. where to buy ivermectin for humans
  110. madridbet
  111. meritking
  112. meritroyalbet
  113. meritking
  114. ielexusbet
  115. trcasino
  116. eurocasino
  117. meritroyalbet
  118. eurocasino
  119. eurocasino
  120. madridbet
  121. lucky land slots free sweeps cash
  122. ivermectin horse paste
  125. buy ivermectin for scabies
  126. ivermectin kaufen deutschland
  127. keuybc.estranky.skclanky30-facts-you-must-know--a-covid-cribsheet.html
  129. canadian pharmacy uk delivery
  130. stromectol where to buy
  131. child porn
  132. medicine-online.estranky.skclankyunderstand-covid-19-and-know-the-tricks-to-avoid-it-from-spreading-----medical-services.html
  133. tadalafil vidal
  135. canadian drugstore

Comments are closed.